Mar 29, 2016 by Marina Dimova, Dana Guichon & Michael Stern
Did your parents ever tell you to put a little more green on your plate? How about orange? Or maybe you’ve heard the phrase eat the rainbow. It may seem a bit odd to talk about nutrition in terms of colors, but we’d bet that thinking about green and orange probably got you to eat … Read more.
Mar 28, 2016 by Gov42 Team
Tax Day – April 18 – is just around the corner. But you probably don’t need the reminder since you effortlessly filed your return in January, right? Taxes are a pain. You have to track down documents, navigate jargon, and answer countless questions. On top of the hassles, it’s anxiety-inducing to figure out how much … Read more.
Mar 17, 2016 by Katy Davis & Nicki Cohen
Why we’re wrong about lower income consumers, a three-part series Products and services that help low- and moderate-income (LMI) consumers manage their day-to-day finances and improve their long-term financial health are a clear need that hasn’t yet been solved by mainstream or alternative financial providers. Why haven’t the needs of LMI consumers been met by … Read more.
Mar 4, 2016 by Financial Solutions Lab
This blog originally appeared on the CFSI/JP Morgan Chase Financial Solutions Lab Medium. ideas42 is proud to serve as a behavioral advisor to the Lab. In New York, 22-year-old Sean had been using a savings app called Even for about eight weeks when he realized something that surprised him: by automatically saving his higher-than-average income, he’d … Read more.
Feb 17, 2016 by Katy Davis & Nicki Cohen
Why we’re wrong about lower income consumers, a three-part series Products and services that help low- and moderate-income (LMI) consumers manage their day-to-day finances and improve their long-term financial health are a clear need that hasn’t yet been solved by mainstream or alternative financial providers. Why haven’t the needs of LMI consumers been met … Read more.
Jan 15, 2016 by David Munguía Gómez & Jaclyn Lefkowitz
It’s now 2 weeks into the new year, and chances are most of us have spent the first several days of 2016 diligently working to keep our New Year’s resolutions. Once again, we’ve dragged ourselves to the over-crowded gym after work, we’ve braved the long lines at grocery stores to fill our carts with healthy … Read more.
Dec 2, 2015
Without a doubt, college is hard. In the United States, it presents a myriad of challenges beyond acing your chosen course of study. These obstacles, which are often small and unintended – such as decisions about financing tuition, which courses to take in the first place, or tradeoffs on how to spend time or money … Read more.
Nov 10, 2015
It’s simply a fact that many products, policies, and services created specifically to benefit everyday people are either under-used or not used at all. Whether it’s helpful savings tools, financial aid for education, or comprehensive health insurance plans, many of us simply never enroll or use them despite intending to do so. So what’s going … Read more.
Oct 27, 2015 by Ben Castleman
This post, written by ideas42 affiliate Ben Castleman, originally appeared on The Brown Center Chalkboard blog at Brookings.edu It goes without saying that mobile technology and smartphones have transformed our lives. Tasks that, not so many years ago, mainly happened in person or on paper now take place in the palm of our hands. Day … Read more.
Oct 22, 2015
Today’s World Bank Global Insights Initiative (GINI) announcement represents many milestones. It’s the most significant of the many recent steps made by the world’s multilateral governance institutions to add behavioral science tools alongside those of traditional economics to the modern policymaker’s toolbox. As such, it’s a triumph for those of us who support a behavioral … Read more.