Posts related to “economic mobility”

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What’s Stopping Chileans from Saving

May 8, 2017 by David Munguía Gómez

Saving money is important not only for long-term needs like retirement but also for expenses in the short term. This is because incomes and expenses are not always constant, and people can’t necessarily predict when they will need more cash. A reliable savings cushion is critical when people encounter large, unexpected costs or lose their … Read more.

Financial Literacy Month…with a Behavioral Twist

Apr 24, 2017 by Katy Davis

As an unabashed finance nerd, I love a good tip about how to improve my financial health. I always look forward to April, Financial Literacy Month, for a flood of recommendations. Managing personal finances is hard, and recent research suggests that a huge proportion of Americans, not just those at the lower end of the … Read more.

Boost Savings in Chile: We’re Banking on Behavioral Science

Feb 2, 2017 by David Munguía Gómez

Many of us are aware of the usefulness of “rainy day” savings—what we set aside for emergencies and other unforeseen expenses that creep up on us all. Those savings are in addition to those we accumulate to accomplish larger goals we may have like buying a house or planning for retirement. But understanding the importance … Read more.

CBT 2.0: A Behavioral Approach to Reducing Recidivism Among Youth

Jan 31, 2017 by Hannah Furstenberg-Beckman

Youth violence is one of the most pressing social problems facing cities across the United States. Unfortunately, once youth become involved with the criminal justice system, they can get caught cycling in and out of custody, sometimes for the rest of their lives. In the state of Illinois, for example, almost 60 percent of youth … Read more.

One Year Later: Behavioral Design in the Mexican Retirement System

Nov 2, 2016 by Marcela Cheng & Andrew Fertig

For millions of people around the world, the consequences of inadequate retirement savings are devastating. The problem is widespread even in countries with formal systems of mandatory contributions to individual retirement accounts. In Mexico, these mandatory contributions amount to less than 40% of a worker’s salary during retirement, and few people make the additional (voluntary) … Read more.

ideas42 Seminar Series: A Talk with William Elliott

Sep 30, 2016 by ideas42

With the ideas42 Seminar Series, we invite leading scholars to share their insights and what inspires their exploration into human behavior. Our New York office was pleased to host William Elliott of The University of Kansas this week. William founded of the Center on Assets, Education, and Inclusion (AEDI) in KU’s School of Social Welfare. He is a … Read more.

Clearing the Path to College

Aug 31, 2016 by ideas42

Education has long been touted as a ticket out of poverty, and a well-educated workforce is the foundation of a competitive economy. So it’s easy to think education advocates can solve a lot of problems by convincing high school students to go to college—but the data tells us most high-schoolers are already convinced. In fact, … Read more.

Cocoa Farmers Grow Their Savings

Aug 29, 2016 by Alex Blau

Since her husband passed away a few years ago, Marwah has taken care of her family’s cocoa farm all by herself. She is motivated by a promise she and her husband made to help finance their youngest son’s college education. But like many who manage small cocoa farms in Indonesia, Marwah struggles to save money. … Read more.

Bellagio Center Residents Question Everything to Surface New Ideas

Aug 16, 2016 by Saugato Datta

  This post originally appeared on The Rockefeller Foundation’s blog. During the last three weeks, I have had the pleasure of leading sessions during the thematic month on human behavior at The Rockefeller Foundation Bellagio Center, observing as the residents share their perspectives and question everything, including each other’s assumptions, to uncovering surprising connections and … Read more.