Posts related to “economic mobility”

Return to Blog.

Designing Better Retirement in Mexico

Aug 9, 2016 by David Munguía Gómez

Saving for retirement can feel like giving money to a stranger. Forgoing money in the present to benefit the person we will eventually become—our “future self”—is often a difficult and ungratifying experience. Because of this and other behavioral barriers like the ones we uncovered in Mexico, it should come as no surprise that most people … Read more.

Examining Assumptions About Family Planning Use

Aug 2, 2016 by ideas42

What does taking steps to use family planning look like to you? Perhaps you think of visiting your doctor’s office. Depending on where you’re from, you may have a flashback to a lecture from high school health class. Or maybe you think of the first time you nervously bought condoms at a gas station, corner … Read more.

More in Common Than You Think: Innovators from Diverse Fields Address Global Challenges

Jul 26, 2016 by Piyush Tantia

This post originally appeared on The Rockefeller Foundation’s blog. At first glance, an artist seeking to break stereotypes about hip-hop culture by analyzing rap lyrics may not have much in common with a researcher preparing mental health workers to support developing countries after a disaster. And maybe it’s not immediately obvious what a cartoonist crafting … Read more.

Learning Behavioral Design, Part 1: What Happens When Nobody’s Watching?

Jul 20, 2016 by Vivien Caetano, Katy Davis and Erin Sherman

In the Learning Behavioral Design series, we share lessons from ideas42 projects that aim to teach practitioners how to apply our behavioral design methodology to their day-to-day work. At the launch of ideas42 and JPMorgan Chase & Co.’s new immersive consumer finance initiative, guest speaker Tom Tosuksri wanted to answer one big question that was … Read more.

Tackling America’s College Completion Crisis with Behavioral Science

Jun 22, 2016

The American higher education system is facing a completion crisis. While most U.S. high school graduates now enroll in college, many don’t complete their degree. The latest data shows that less than 60% of full time students finish four-year degrees within six years. This figure drops to 30% for two-year degree completion within three years. … Read more.

Three Myths About the Underbanked, Part Three: Affordable Financial Management Is In Reach

May 31, 2016 by Katy Davis & Nicki Cohen

Why we’re wrong about lower income consumers, a three-part series Products and services that help low- and moderate-income (LMI) consumers manage their day-to-day finances and improve their long-term financial health are a clear need that hasn’t yet been solved by mainstream or alternative financial providers. Why haven’t the needs of LMI consumers been met by … Read more.

Introducing Gov42

Mar 28, 2016 by Gov42 Team

Tax Day – April 18 – is just around the corner. But you probably don’t need the reminder since you effortlessly filed your return in January, right? Taxes are a pain. You have to track down documents, navigate jargon, and answer countless questions. On top of the hassles, it’s anxiety-inducing to figure out how much … Read more.

Three Myths About the Underbanked, Part Two: “I Can Tell You Exactly Where My Paycheck Is Going”

Mar 17, 2016 by Katy Davis & Nicki Cohen

Why we’re wrong about lower income consumers, a three-part series Products and services that help low- and moderate-income (LMI) consumers manage their day-to-day finances and improve their long-term financial health are a clear need that hasn’t yet been solved by mainstream or alternative financial providers. Why haven’t the needs of LMI consumers been met by … Read more.

Guest Post: FinLab Pushes Financial Health Agenda, One Challenge At a Time

Mar 4, 2016 by Financial Solutions Lab

This blog originally appeared on the CFSI/JP Morgan Chase Financial Solutions Lab Medium. ideas42 is proud to serve as a behavioral advisor to the Lab.  In New York, 22-year-old Sean had been using a savings app called Even for about eight weeks when he realized something that surprised him: by automatically saving his higher-than-average income, he’d … Read more.