Posts related to “impact at scale”

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Boosting Financial Health with a Simple Phone Call

Aug 13, 2015

In the U.S., 44% of households are considered “liquid asset poor”, lacking savings to cover basic expenses for three months. What would it take to increase the financial resilience of these families? Could you do it with a simple 30-minute phone call? At ideas42, we think so. With funding from MetLife Foundation under its financial … Read more.

How Can Behavioral Science Reform Higher Ed?

Jun 2, 2015

At ideas42 we do a lot of work applying behavioral science to challenges in higher education. Obtaining a university education is an incredibly strong predictor of individual earnings and economic mobility. But, unfortunately, the barriers to completing a degree are growing, with ballooning costs and student debt stifling economic growth and opportunity. This growing crisis … Read more.

Breaking New Ground in the Fight Against Poverty

May 21, 2015

“If you don’t have money, if you don’t come from money, then your whole life is a struggle.” Though Mark* said this with a smile, we sensed his exhaustion. He spoke lovingly of his 3-year-old daughter and 1-year-old son, but explained that it was difficult to balance looking after his family with complicated work schedules. … Read more.

Five Things You Should Know if You Care About Improving Higher Education

Apr 2, 2015

Over the past two years, the ideas42 team has run more than 15 higher education projects at colleges and universities around the country. Our goal is to use behavioral science insights to design low cost interventions that improve student outcomes – both academic and financial. In the process we’ve taken a crash course in the … Read more.

Behavioral Design Lessons for Improving Consumer Financial Health

Mar 30, 2015

Imagine you’ve been stuck in a meeting that ran into the lunch hour and you’re hungry—really hungry. You’ll focus on your hunger, craving whatever is closest and finding it tough to stick to long-term nutritional goals like maintaining low cholesterol. A very hungry version of you will also be more easily deterred by any short-term … Read more.

Will Increased Freedoms for British Pension Holders Lead to Bad Decisions?

Feb 23, 2015

In April 2015 the UK Government will introduce big changes to the rules surrounding how people can access their pension pots. The changes are complex, but the overall effect will be to give pension holders much more flexibility to spend or invest their savings as they choose when they reach 55. With this increased freedom … Read more.

Beyond Design, Behavioral Science for the Pilot and Scale of Product Innovations

Dec 16, 2014 by ideas42

This post originally appeared on the Center for Financial Inclusion at Accion Blog. What does it take to successfully design, pilot, and scale an effective new financial product or service? Much more than most would realize! That’s why the Center for Financial Inclusion’s (CFI) recent behavioral insights workshop in Bogota, Colombia, had a clear focus: … Read more.

Behavioral Insights Meet EdTech Innovation

Oct 13, 2014 by ideas42

On a recent weekday morning, a group of entrepreneurs, teachers, computer programmers, and college administrators from all over the country assembled with behavioral experts from ideas42 in pursuit of a venerable mission: identifying a way to double three-year degree completion rates among U.S. community college students. This mission, earnestly accepted by all members of the … Read more.

Joining with USAID and CGAP to Scale Up Financial Heuristics

Oct 6, 2014 by ideas42

ideas42 Joins with USAID and CGAP to Improve Financial Management for Microentrepreneurs in Developing Countries Project will scale-up pilots applying behavioral economics to create more customer-centric financial services Non-profit behavioral design firm ideas42 has been awarded over $1 million by USAID and CGAP to scale up an innovative new tool to help microentrepreneurs in developing countries … Read more.