Posts related to “partnerships”

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New, Behaviorally-Informed NYC Summonses Hit the Streets

Apr 14, 2016

Every year, hundreds of thousands of low-level tickets, known as summonses, are issued in New York City. Police officers use them for an array of non-arrestable offenses like riding a bike on the sidewalk, littering, or consuming alcohol in public, many of these tickets can only be resolved by showing up to court on an … Read more.

Introducing Gov42

Mar 28, 2016 by Gov42 Team

Tax Day – April 18 – is just around the corner. But you probably don’t need the reminder since you effortlessly filed your return in January, right? Taxes are a pain. You have to track down documents, navigate jargon, and answer countless questions. On top of the hassles, it’s anxiety-inducing to figure out how much … Read more.

Guest Post: FinLab Pushes Financial Health Agenda, One Challenge At a Time

Mar 4, 2016 by Financial Solutions Lab

This blog originally appeared on the CFSI/JP Morgan Chase Financial Solutions Lab Medium. ideas42 is proud to serve as a behavioral advisor to the Lab.  In New York, 22-year-old Sean had been using a savings app called Even for about eight weeks when he realized something that surprised him: by automatically saving his higher-than-average income, he’d … Read more.

A Pathway to Better Retirement in Mexico

Nov 10, 2015

It’s simply a fact that many products, policies, and services created specifically to benefit everyday people are either under-used or not used at all. Whether it’s helpful savings tools, financial aid for education, or comprehensive health insurance plans, many of us simply never enroll or use them despite intending to do so. So what’s going … Read more.

Madagascar: Expanding the Bandwidth of the Extreme Poor

Nov 2, 2015 by ideas42 & The World Bank

This post originally appeared on World Bank Voices blog and was co-authored by ideas42 and members of the World Bank. It is 8 AM. The winter sun begins to appear over the gray-green mass of trees above the village of Tritriva in Madagascar’s central highlands. The courtyard of a stone church is already filled with … Read more.

How Behavioral Science Can Improve Financial Technology Innovations

Jun 11, 2015 by Eldar Shafir

Like many of us, I’m lucky enough to be able to manage my daily life while devoting just a sliver of my mind to looking after my personal finances. But for lower-income American households, navigating continuously challenging financial situations takes up a significant portion of their time, attention, and cognitive resources. Since we are all … Read more.

Will Increased Freedoms for British Pension Holders Lead to Bad Decisions?

Feb 23, 2015

In April 2015 the UK Government will introduce big changes to the rules surrounding how people can access their pension pots. The changes are complex, but the overall effect will be to give pension holders much more flexibility to spend or invest their savings as they choose when they reach 55. With this increased freedom … Read more.

Promoting Financial Inclusion for More Americans: The Financial Innovation Lab Presented by American Express

Sep 5, 2014

Approximately 70 million American adults are considered unbanked or underbanked, and are forced to manage their money through costly alternative financial services that operate outside of the traditional banking system. These services, such as check-cashers and payday loans, impose large fees that often accumulate over time, which can trap consumers in cyclical and deepening debt. An alarming … Read more.