Jul 20, 2016 by Vivien Caetano, Katy Davis and Erin Sherman
In the Learning Behavioral Design series, we share lessons from ideas42 projects that aim to teach practitioners how to apply our behavioral design methodology to their day-to-day work. At the launch of ideas42 and JPMorgan Chase & Co.’s new immersive consumer finance initiative, guest speaker Tom Tosuksri wanted to answer one big question that was … Read more.
Jun 22, 2016
The American higher education system is facing a completion crisis. While most U.S. high school graduates now enroll in college, many don’t complete their degree. The latest data shows that less than 60% of full time students finish four-year degrees within six years. This figure drops to 30% for two-year degree completion within three years. … Read more.
Apr 26, 2016 by Andrew Fertig
For most Americans, in addition to warmer weather, Spring means tax season. Compiling a year’s worth of financial records can be a tedious and confusing task, but it can also be a time of reflection—to thoughtfully consider how we used our money, and where there might be some room for improvement. We’re also able to … Read more.
Apr 14, 2016
Every year, hundreds of thousands of low-level tickets, known as summonses, are issued in New York City. Police officers use them for an array of non-arrestable offenses like riding a bike on the sidewalk, littering, or consuming alcohol in public, many of these tickets can only be resolved by showing up to court on an … Read more.
Mar 29, 2016 by Marina Dimova, Dana Guichon & Michael Stern
Did your parents ever tell you to put a little more green on your plate? How about orange? Or maybe you’ve heard the phrase eat the rainbow. It may seem a bit odd to talk about nutrition in terms of colors, but we’d bet that thinking about green and orange probably got you to eat … Read more.
Mar 28, 2016 by Gov42 Team
Tax Day – April 18 – is just around the corner. But you probably don’t need the reminder since you effortlessly filed your return in January, right? Taxes are a pain. You have to track down documents, navigate jargon, and answer countless questions. On top of the hassles, it’s anxiety-inducing to figure out how much … Read more.
Dec 2, 2015
Without a doubt, college is hard. In the United States, it presents a myriad of challenges beyond acing your chosen course of study. These obstacles, which are often small and unintended – such as decisions about financing tuition, which courses to take in the first place, or tradeoffs on how to spend time or money … Read more.
Sep 22, 2015
This post is part of a series about Poverty Interrupted, ideas42’s groundbreaking effort to bring a behavioral science approach to the problem of intergenerational poverty. Imagine that your car is having some trouble and it will cost $150 in service to take care of the problem. Unfortunately, your insurance will only cover 10% of this … Read more.
Aug 13, 2015
In the U.S., 44% of households are considered “liquid asset poor”, lacking savings to cover basic expenses for three months. What would it take to increase the financial resilience of these families? Could you do it with a simple 30-minute phone call? At ideas42, we think so. With funding from MetLife Foundation under its financial … Read more.
Jun 16, 2015
Most car owners know that regular oil changes keep their cars running smoothly. Every few months, they visit their local dealerships, service stations or Jiffy Lubes and drive off 15 minutes later with the maintenance complete. But what if places like Jiffy Lube didn’t provide direct services? What if instead they hosted one-hour informational seminars … Read more.