Dec 2, 2015
Without a doubt, college is hard. In the United States, it presents a myriad of challenges beyond acing your chosen course of study. These obstacles, which are often small and unintended – such as decisions about financing tuition, which courses to take in the first place, or tradeoffs on how to spend time or money … Read more.
Sep 22, 2015
This post is part of a series about Poverty Interrupted, ideas42’s groundbreaking effort to bring a behavioral science approach to the problem of intergenerational poverty. Imagine that your car is having some trouble and it will cost $150 in service to take care of the problem. Unfortunately, your insurance will only cover 10% of this … Read more.
Aug 13, 2015
In the U.S., 44% of households are considered “liquid asset poor”, lacking savings to cover basic expenses for three months. What would it take to increase the financial resilience of these families? Could you do it with a simple 30-minute phone call? At ideas42, we think so. With funding from MetLife Foundation under its financial … Read more.
Jun 16, 2015
Most car owners know that regular oil changes keep their cars running smoothly. Every few months, they visit their local dealerships, service stations or Jiffy Lubes and drive off 15 minutes later with the maintenance complete. But what if places like Jiffy Lube didn’t provide direct services? What if instead they hosted one-hour informational seminars … Read more.
Jun 1, 2015
For many of us, saving enough for retirement remains a murky, unrealized goal. Behavioral science has already proven useful in some ways, but there are still many opportunities to apply a behavioral lens to better preparing for the future. In Mexico, not putting aside enough for retirement is a persistent problem for many people. As … Read more.
Nov 7, 2014 by ideas42
45.3 million: The number of Americans living in poverty in 2013. $500 billion: The estimated cost of poverty in the United States each year, including public expenditures and lost earnings. In response to these startling statistics, ideas42 recently launched the Poverty Interrupted initiative, a radical venture aiming to use insights from behavioral science to help … Read more.
Oct 28, 2014
As regular readers of this blog will know, a big focus of our work at ideas42 is helping to tackle difficult problems in postsecondary education. During an interactive webinar last week, we shared our insights on the behavioral bottlenecks we believe are contributing to two of our first projects in this space: reducing drop-off between … Read more.
Oct 13, 2014 by ideas42
On a recent weekday morning, a group of entrepreneurs, teachers, computer programmers, and college administrators from all over the country assembled with behavioral experts from ideas42 in pursuit of a venerable mission: identifying a way to double three-year degree completion rates among U.S. community college students. This mission, earnestly accepted by all members of the … Read more.
Sep 24, 2014 by ideas42
After a spring and summer spent building partnerships and gathering data, ideas42 is excited to be rolling out a series of nudges in postsecondary education that focus on the financial aid system. Our initiative “Nudging for Success: Breaking Behavioral Barriers in the Financial Aid System,” supported by the Bill and Melinda Gates Foundation and the … Read more.
Sep 10, 2014
A new evaluation of a project that ideas42 collaborated on points to the huge impact that low-cost, easy-to-implement interventions can have on the lives of some of the poorest and most vulnerable people in society. Using ideas42’s unique diagnosis and design methodology, the project aimed to increase the number of inmates in Texas prisons who … Read more.