Posts related to “white paper”

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Three Myths About the Underbanked, Part Three: Affordable Financial Management Is In Reach

May 31, 2016 by Katy Davis & Nicki Cohen

Why we’re wrong about lower income consumers, a three-part series Products and services that help low- and moderate-income (LMI) consumers manage their day-to-day finances and improve their long-term financial health are a clear need that hasn’t yet been solved by mainstream or alternative financial providers. Why haven’t the needs of LMI consumers been met by … Read more.

Cut the Costs: Poverty Interrupted

Jul 8, 2015

For the 45.3 million Americans who struggle to cover basic expenses, living in poverty is costly in terms of time, money, and cognition. Recent research by two of ideas42’s cofounders gives a name to the cognitive costs of poverty: a bandwidth tax, levied by the experience of scarcity. They find that lacking a key resource, … Read more.