by Jaclyn Lefkowitz
What is the cost of making a late loan payment? If you’re like most people, you probably think of late fees. But there are also less visible, longer-term consequences that can have a serious impact on financial wellbeing. For example, late payments affect credit scores, which in turn can affect the ability to access credit […]
by Katy Davis & Colleen Briggs
This post originally appeared on NextBillion. Imagine you just received the news that you have a serious but treatable medical condition. What would you think about? Perhaps you would fear for your health, or worry about what the treatment’s side effects might be. In a recent study, participants were asked what they would think about […]
by Hyunsoo Chang & Will Tucker-Ray
Millions of Americans struggle to manage their complex finances, even with countless budgeting tools that exist to make the process easier. The myriad of features included in these kinds of tools can even add to the complexity, and they often don’t account for the limited time and attention that people experience in real life. That’s […]
by ideas42
In the United States, more than 45 million people live below the poverty line, including one in five children who will experience its long-lasting effects. While public benefits programs meaningfully impact countless lives by providing essentials like food and health care, many people who are struggling do not receive these benefits for a variety of […]
by ideas42
ideas42’s network of academic affiliates represent some of the world’s foremost experts in behavioral science. With the ideas42 Affiliate Series, we invite leading scholars to share their insights and what inspires their exploration into human behavior. Our New York office was pleased to host Mitesh Patel of the University of Pennsylvania. Mitesh studies innovative ways to change health […]
by ideas42
The current administration’s recent announcement that the United States will withdraw from the Paris accord on climate change is an undeniable setback for environmental conservation efforts worldwide. The Paris agreement gives world a fighting chance of ensuring that the global temperature increase this century does not exceed 2 degrees Celsius above pre-industrial levels. There […]
by ideas42
The Stanford Social Innovation Review recently hosted a webinar series on solving social problems with science. Members of our team were excited to share insights from behavioral science, findings, and some of our case studies with practitioners who work to improve lives across a number of domains. Below are highlights from the two presentations. Part […]
by ideas42
ideas42’s network of academic affiliates represent some of the world’s foremost experts in behavioral science. With the ideas42 Affiliate Series, we invite leading scholars to share their insights and what inspires their exploration into human behavior. Our New York office was pleased to host Christopher Bryan of the University of Chicago Booth. Christopher studies psychological influence, […]
by ideas42
ideas42 is excited to join with Innovations for Poverty Action (IPA) and the Center for Health Incentives & Behavioral Economics at the University of Pennsylvania (CHIBE) in launching the Behavioral Evidence Hub, a comprehensive resource that brings together some of the world’s most promising innovative solutions into a single tool, putting them within easy reach […]
by David Munguía Gómez
Saving money is important not only for long-term needs like retirement but also for expenses in the short term. This is because incomes and expenses are not always constant, and people can’t necessarily predict when they will need more cash. A reliable savings cushion is critical when people encounter large, unexpected costs or lose their […]
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