by Katy Davis & Nicki Cohen
Why we’re wrong about lower income consumers, a three-part series Products and services that help low- and moderate-income (LMI) consumers manage their day-to-day finances and improve their long-term financial health are a clear need that hasn’t yet been solved by mainstream or alternative financial providers. Why haven’t the needs of LMI consumers been met by […]
by Financial Solutions Lab
This blog originally appeared on the CFSI/JP Morgan Chase Financial Solutions Lab Medium. ideas42 is proud to serve as a behavioral advisor to the Lab. In New York, 22-year-old Sean had been using a savings app called Even for about eight weeks when he realized something that surprised him: by automatically saving his higher-than-average income, he’d […]
by DJ Neri for Misbehaving
This post originally appeared on the Misbehaving Blog, powered by ideas42 and the Center for Decision Research at the University of Chicago. Welcome back to Nudgespotting! Today we’ll take a look at several attempts to make you a better driver and discover how creating a “simple” nudge can be a not-so-simple task. Recently, on a […]
by Katy Davis & Nicki Cohen
Why we’re wrong about lower income consumers, a three-part series Products and services that help low- and moderate-income (LMI) consumers manage their day-to-day finances and improve their long-term financial health are a clear need that hasn’t yet been solved by mainstream or alternative financial providers. Why haven’t the needs of LMI consumers been met […]
by Jamie Kimmel for Misbehaving
This post originally appeared on the Misbehaving Blog, powered by ideas42 and the Center for Decision Research at the University of Chicago. Welcome to another special edition of Nudgespotting! My last internationally-focused post examined how Thailand nudges foreign visitors to follow local norms. Heading further East, today’s post explores the ways that New Zealanders nudge […]
ideas42’s network of academic affiliates represent some of the world’s foremost experts in behavioral science. With the ideas42 Affiliate Series, we invite them to share their insights and what inspires their exploration into human behavior. Our New York office recently had the pleasure of hosting Paul Zak– our newest Affiliate and founding Director of the Center […]
ideas42’s network of academic affiliates represent some of the world’s foremost experts in behavioral science. With the ideas42 Affiliate Series, we invite them to share their insights and what inspires their exploration into human behavior. Our New York office recently had the pleasure of hosting Alison Buttenheim – our newest Affiliate and Assistant Professor at the University […]
by Prof. Syon Bhanot & Antonia Violante for Misbehaving
This post originally appeared on the Misbehaving Blog, powered by ideas42 and the Center for Decision Research at the University of Chicago. Two economists are walking down the street. One sees a $20 bill lying on the sidewalk and says, “Look at that $20 bill!” The second economist responds, “Nah, that’s not a $20 […]
by David Munguía Gómez & Jaclyn Lefkowitz
It’s now 2 weeks into the new year, and chances are most of us have spent the first several days of 2016 diligently working to keep our New Year’s resolutions. Once again, we’ve dragged ourselves to the over-crowded gym after work, we’ve braved the long lines at grocery stores to fill our carts with healthy […]
Without a doubt, college is hard. In the United States, it presents a myriad of challenges beyond acing your chosen course of study. These obstacles, which are often small and unintended – such as decisions about financing tuition, which courses to take in the first place, or tradeoffs on how to spend time or money […]
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