The ideas42 Blog

Before Banning Plastic Straws, Try a Nudge

Dec 5, 2018 by Erin Sherman and Liam Speranza

“Plastic Straw Bans are Spreading.” “Here are the U.S. cities that have banned plastic straws so far.” “San Francisco board passes plastic straw ban.” You’ll find dozens of headlines like these in the news announcing the spread of plastic straw bans across the United States. Reducing unnecessary consumption has seemed increasingly urgent as a series … Read more.

More Opportunities to Support Student Financial Health

Nov 28, 2018 by Maya Alper

The start of a new academic year should be an exciting time for the 19.9 million students who recently began or are continuing in college. But for many students, college also brings stressful financial decisions. These decisions weigh on many students, but the burden is often heaviest for those who are balancing school with full … Read more.

‘Tis the Season for Americans to…Give to Charity?

Nov 20, 2018 by Sarah Welch

In 2014, 31% of annual charitable giving occurred in the month of December—and 12% in the last 3 days of the year. Why? There are many potential reasons. The traditional holiday season sparks generosity and a desire to help others. Some people make last-minute donations for tax purposes. And more recently, fundraisers’ giving campaigns are … Read more.

The Path Forward to Increase Retirement Savings in Mexico

Nov 15, 2018 by Jaclyn Lefkowitz and Emily Zimmerman

A recent report by the World Economic Forum estimated that by 2050 the retirement savings gap may reach $400 trillion, leaving hundreds of millions of people at risk of poverty in old age. This problem is particularly acute in Mexico and across Latin America. Aging populations, low mandatory contribution rates, and large numbers of informal … Read more.

Trick or Treat: Four Spooky (Because They’re Real) Behavioral Insights

Oct 29, 2018 by ideas42

If you’re getting yourself into the Halloween…spirit…by checking the back of closets and behind curtains for boogeymen, don’t forget to take a peek in the mirror. Sometimes we don’t find the eeriest things lurking in dark corners, but in the corners of our own minds. That’s right, studying behavior (and examining our own behavior) can … Read more.

ideas42 Seminar Series: A Talk with Christina Roberto

Sep 12, 2018 by ideas42

With the ideas42 Seminar Series, we invite leading scholars to share their insights and what inspires their exploration into human behavior. Our New York office was pleased to host Christina Roberto, an Assistant Professor of Medical Ethics & Health Policy at the Perelman School of Medicine at the University of Pennsylvania and the Director of the Psychology … Read more.

Skipping The Bag: A Look at Chicago’s Bag Tax

Sep 5, 2018 by Lee-Sien Kao

This summer, a wave of restrictions on plastic drinking straws swept through legislatures and councils in California, New York City, and Seattle; even private companies like Starbucks are taking a stand on plastic straws—the beverage giant is planning to phase them out of their stores entirely by 2020. While there’s been some controversy surrounding these … Read more.

What, Exactly, Are We Saving for?

Aug 23, 2018 by Ariadna Vargas

Saving money, even in small amounts, has countless benefits. It helps low-income households build financial resilience—the ability to manage unforeseen expenses and avoid crises. However, saving is challenging for everyone—even when we intend to save more, human tendencies such as present bias, depletions in self-control, and limited attention tend to get in the way of … Read more.

Want Generous, Intentional, and Informed Giving? Try Behavioral Science

Aug 9, 2018 by Omar Parbhoo

It’s often said that Americans are exceptionally generous, and fortunately, it’s a claim that’s well supported by the numbers. In 2016 alone, U.S. households donated over $282 billion to charities worldwide. And when compared globally, the U.S. consistently ranks as one of the most altruistic countries by the World Giving Index. But do these absolute … Read more.

Cash Plus Goals Help Families Invest in Their Children’s Futures

Aug 2, 2018 by Tina Razafinimanana

For the last two years, Dorothee, who works in a rice field and makes handicrafts in Madagascar, has been the main provider for her family. Her husband used to be a fisherman until an injury prevented him from getting into the water. They have one son and four daughters, and her income isn’t enough to … Read more.