The ideas42 Blog

How Incorporating Behavioral Science into Cash Transfer Programs Is Changing Lives

Mar 19, 2018 by Josh Martin & Laura Rawlings

This post originally appeared on NextBillion.  Fighting poverty with direct cash payments is more common now than ever before. In 1997, only three developing countries had centrally managed cash transfer programs targeting poverty. Today, more than 120 do, and more than $200 million in cash is distributed daily. The adoption of cash transfers was a significant step … Read more.

A Look at Entrepreneurship on International Women’s Day

Mar 8, 2018 by ideas42

At ideas42, we’re honoring International Women’s Day this year by taking a look at women entrepreneurs around the world. Globally, 37% of all enterprises are woman-owned. While there’s still progress to be made in reaching 50%, that’s hundreds of millions of women running businesses—generating incomes for their households and bolstering their local communities. Despite this … Read more.

Every Child Reads: Bringing Literacy Home with Behavioral Science

Mar 6, 2018 by Cassie Taylor & Pranav Trewn

Strong reading skills are absolutely fundamental for children to succeed, both in school and later in life. Yet a majority of students in the United States are unable to read proficiently by the end of grade school. A number of well-intentioned interventions have tried to tackle this pervasive problem, but remain too difficult to scale, … Read more.

Saving Made Easier with the Financial Health Check

Feb 28, 2018 by ideas42

Building a savings cushion is easier said than done. Irregular cash flows and unpredictable expenses make it difficult to determine how much to save. After surveying balances across accounts and projecting future bills, you still have to either make a trip to the bank or navigate an online portal to actually move money into a … Read more.

Would Better Parental Controls Impact Youth Phone Behavior?

Feb 15, 2018 by Suman Gidwani & Antonia Violante

If you have a young child in the family, you might have noticed them watching a show on a tablet or playing a game on a phone at your recent holiday party. Kids today become comfortable with digital screens at a very young age. A recently published study found that 97% of U.S. children under … Read more.

21 Million Paths to a More Secure Retirement

Feb 8, 2018 by Juan David Robalino & Andrew Fertig

Retirement savings are a serious challenge in Mexico. With a low overall participation in the formal pension system and one of the highest rates of elderly poverty in the region, it is essential for workers to make voluntary savings to ensure their financial health during retirement. Unfortunately, less than 1% of account holders actively save … Read more.

Simple Steps to Take Now that Produce Benefits All Year

Feb 1, 2018 by ideas42

We all have big plans for changing our lives at the beginning of a new year, thanks to the fresh start effect. But it’s February…and reality is probably starting to set in for many people. This may not be the year you become a workout guru, vault your career in a new direction, or finally … Read more.

Our 5 Favorite Behavioral Insights of 2017

Dec 20, 2017 by ideas42

We’ve learned a lot this year. Thankfully, we haven’t uncovered all the strange little quirks in human decision making, so with every passing year, a few more insights come to light. As 2017 comes to a close, we look back at some of the insights that made us think, laugh, cry, and question our own … Read more.