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Introducing a Behavioral Playbook for Financial Providers

by Katy Davis, Maddie Kau, & Abigail Kim

Digital tools such as automated savings and investment, expense tracking, and person-to-person payments save people time and help them manage complex finances. Useful features like these can even support overall financial health, particularly for low- and middle-income consumers, if traditional financial services don’t meet their needs. Widespread adoption of these services also benefits financial providers […]

How Incorporating Behavioral Science into Cash Transfer Programs Is Changing Lives

by Josh Martin & Laura Rawlings

This post originally appeared on NextBillion. Fighting poverty with direct cash payments is more common now than ever before. In 1997, only three developing countries had centrally managed cash transfer programs targeting poverty. Today, more than 120 do, and more than $200 million in cash is distributed daily. The adoption of cash transfers was a significant step […]

Failing Forward: Innovative Approaches to Improve Reproductive Health in Senegal

by Lydia Trupe

In any given field, the top 10% of performers produce more than 50% of the big breakthroughs. What is the key to these superstars’ success? Fortunately for most of us, the answer is not raw talent or even expertise. The truth is, these top performers produce as many bad ideas as everyone else—but, crucially, they […]

A Look at Entrepreneurship on International Women’s Day

by ideas42

At ideas42, we’re honoring International Women’s Day this year by taking a look at women entrepreneurs around the world. Globally, 37% of all enterprises are woman-owned. While there’s still progress to be made in reaching 50%, that’s hundreds of millions of women running businesses—generating incomes for their households and bolstering their local communities. Despite this […]

Every Child Reads: Bringing Literacy Home with Behavioral Science

by Cassie Taylor & Pranav Trewn

Strong reading skills are absolutely fundamental for children to succeed, both in school and later in life. Yet a majority of students in the United States are unable to read proficiently by the end of grade school. A number of well-intentioned interventions have tried to tackle this pervasive problem, but remain too difficult to scale, […]

Saving Made Easier with the Financial Health Check

by ideas42

Building a savings cushion is easier said than done. Irregular cash flows and unpredictable expenses make it difficult to determine how much to save. After surveying balances across accounts and projecting future bills, you still have to either make a trip to the bank or navigate an online portal to actually move money into a […]

Would Better Parental Controls Impact Youth Phone Behavior?

by Suman Gidwani & Antonia Violante

If you have a young child in the family, you might have noticed them watching a show on a tablet or playing a game on a phone at your recent holiday party. Kids today become comfortable with digital screens at a very young age. A recently published study found that 97% of U.S. children under […]

21 Million Paths to a More Secure Retirement

by Juan David Robalino & Andrew Fertig

Retirement savings are a serious challenge in Mexico. With a low overall participation in the formal pension system and one of the highest rates of elderly poverty in the region, it is essential for workers to make voluntary savings to ensure their financial health during retirement. Unfortunately, less than 1% of account holders actively save […]

Simple Steps to Take Now that Produce Benefits All Year

by ideas42

We all have big plans for changing our lives at the beginning of a new year, thanks to the fresh start effect. But time moves fast…and reality is probably starting to set in for many people. This may not be the year you become a workout guru, vault your career in a new direction, or […]

You Have Court on Monday: Increasing Appearances and Decreasing Warrants with Behavioral Science

by ideas42

Many New Yorkers who are summoned to court for a range of minor infractions—from littering to disorderly conduct—don’t realize that not appearing in court on their designated date automatically sets in motion a warrant for their arrest. In 2014, 41% of the approximately 320,000 people issued a citation for a violation or low-level misdemeanor […]

Introducing a Behavioral Playbook for Financial Providers

How Incorporating Behavioral Science into Cash Transfer Programs Is Changing Lives

Failing Forward: Innovative Approaches to Improve Reproductive Health in Senegal

A Look at Entrepreneurship on International Women’s Day

Every Child Reads: Bringing Literacy Home with Behavioral Science

Saving Made Easier with the Financial Health Check

Would Better Parental Controls Impact Youth Phone Behavior?

21 Million Paths to a More Secure Retirement

Simple Steps to Take Now that Produce Benefits All Year

You Have Court on Monday: Increasing Appearances and Decreasing Warrants with Behavioral Science

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