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Financial Health

We help partners design products and programs that make it easier for people to build lasting financial health.

Close-up of a credit card, paper bills, coins, and a receipt on a flat surface, representing money and financial transactions.
Our Work
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Initiative Spotlight

Credit: Expanding Opportunity

ideas42 works with yearly cohorts who have credit-building products to design and test ways for more people to access the credit they need to buy a home, sustain a small business, or improve their credit score. The goal: stronger financial health for people, families, and communities.

Initiative Spotlight
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Partners

Our Partners

  • Peoples Advantage Federal Credit Union logo with black, red, and light green text.
  • The word 'self.' in large blue and black letters on a black background.
  • The word 'Arro' written in stylized teal font on a black background.
  • SaverLife logo with purple and pink bars in a circle and the text 'SaverLife'.
  • Logo of the Democratic National Committee with stylized blue and green design.
  • Logo for Manna Homes featuring a house outline, a tree, and two people, with blue and red text.
  • The word 'foyer' with a stylized 'F' logo to the left.
  • Self-Help Credit Union logo with colorful circular design and blue text.
  • The image depicts a black background with a white stick figure walking or running, and the word 'STEPS' written vertically on the right side.
  • Logo of Compass Working Capital with a compass icon and text
  • Navicore Solutions logo with green and gray text and abstract circle symbol
  • Logo for Lutheran Social Services Southern California, featuring a colorful circular design with human figures and a book, with the text 'Lutheran Social Services' in blue and 'Southern California' in gray underneath.
  • Capital One logo with blue text and a red swoosh
  • The image is blank with no visible content.
Testimonials

  • “Working with ideas42 has allowed our organization to understand different points of view by utilizing behavioral science. We are always aiming to implement products and services for our members that challenge the status quo, and ideas42 has allowed our organization to see how this could be possible, while bringing our staff and our members along for the change journey.”

    — Justin Cousins, Peoples Advantage Federal Credit Union

  • “The behavioral science approach added more focus and direction to the design strategies. This provided guardrails and ensured we were developing tests with more impact potential.... We’re grateful for ideas42’s behavioral design partnership. Collaborating in parallel with another team on features and interventions surfaced fresh perspectives on our approach and processes.”

    — Kennan Cepa, Director of Research and Policy, SaverLife 

  • “Collaborating with ideas42 has been an exceptional experience for our team at Navicore Solutions. Their expertise in behavioral science provided us with fresh perspectives and innovative strategies that significantly enhanced our work. Their commitment and personalized approach made the entire experience enjoyable and deeply rewarding. We highly recommend ideas42 to any organization looking to elevate their approach through the power of behavioral science.”

    — Isis Malagrino, Vice President of Customer Experience, Navicore

Want to help your clients achieve stability and financial health?