by ideas42
With the ideas42 Seminar Series, we invite leading scholars to share their insights and what inspires their exploration into human behavior. Our New York office was pleased to host Daniel Chen, researcher at Toulouse School of Economics. He has a law degree from Harvard Law School and a PhD in economics from Massachusetts Institute of […]
by Dan Poniachik
“It’s very hard for me to save, because I have so many day-to-day expenses for my small kiosk. Still, at the beginning of the month I manually transfer part of my commission to my savings account, that way I don’t use it for other purposes during the month. It would be great if this transfer […]
by ideas42
For the past few years, we have been applying behavioral science to city programs and services in New York and Chicago to help the city government take into account complex human behavior, and the contexts in which we make decisions. We have embedded experts into agencies themselves—a model we call Behavioral Design Teams (BDTs)—to tackle […]
by ideas42
Ten years ago, ideas42 started in a small office at Harvard University. Since then, we have partnered with foundations, non-profits, government agencies, and socially-minded companies to work on more than 100 projects in over 35 countries, using behavioral science to improve millions of lives around the world. Today we released our first-ever Impact Report, taking […]
by Kanyinsola Aibana
Our work involves devoting significant amounts of time to understanding what drives people’s behavior—and prompting them to make decisions and follow through with action that benefits them. As a member of ideas42, I can’t help but apply this same behavioral lens to my own life. When I read Daniel Pink’s new book, When: The Scientific […]
by Katy Davis, Maddie Kau, & Abigail Kim
Digital tools such as automated savings and investment, expense tracking, and person-to-person payments save people time and help them manage complex finances. Useful features like these can even support overall financial health, particularly for low- and middle-income consumers, if traditional financial services don’t meet their needs. Widespread adoption of these services also benefits financial providers […]
by ideas42
Building a savings cushion is easier said than done. Irregular cash flows and unpredictable expenses make it difficult to determine how much to save. After surveying balances across accounts and projecting future bills, you still have to either make a trip to the bank or navigate an online portal to actually move money into a […]
by Juan David Robalino & Andrew Fertig
Retirement savings are a serious challenge in Mexico. With a low overall participation in the formal pension system and one of the highest rates of elderly poverty in the region, it is essential for workers to make voluntary savings to ensure their financial health during retirement. Unfortunately, less than 1% of account holders actively save […]
by ideas42
We all have big plans for changing our lives at the beginning of a new year, thanks to the fresh start effect. But time moves fast…and reality is probably starting to set in for many people. This may not be the year you become a workout guru, vault your career in a new direction, or […]
by ideas42
We’ve learned a lot this year. Thankfully, we haven’t uncovered all the strange little quirks in human decision making, so with every passing year, a few more insights come to light. As 2017 comes to a close, we look back at some of the insights that made us think, laugh, cry, and question our own […]
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